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October Budget

So here's our budget for October. Usually I'd post this on the first day of the month, but it's too late for that so it's got some number already plugged in.Quick breakdown of our budget:It shows what...

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Cards You Should Get (That Won't Rack Up Debt)

My wallets are always breaking.  Not from money, but from all of my cards.  My current wallet has two ripped seams but I still use it :)  No, it's not full of credit cards or debit cards, it's full of...

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Almost Blew the Grocery Budget

So we just got back from doing our first big grocery trip in a while.  Borrowed the truck to go to Sobeys, and lucky for us they extended the members' event to today :)  Which was good and bad.  We did...

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Why Your Baby Doesn't Have To Break the Bank

I am officially 32 weeks pregnant today!  It feels like forever when I'm faced with something I love but can't have because it's not good for baby, but when I look back on it, it's flown by!  I don't...

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Needing Some Other Goals in my Life

Okay, so lately I've been noticing I'm saying a or thinking of a lot of things I need to get done or should do, but then never do them.  Between working 6 shifts a week plus almost 15 hours of homework...

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Comparing Interest Rates for Savings Accounts

I've been taking the time for the last week to compare the interest rates on savings accounts and GICs at 5 Canadian Banks. My Tax-Free savings account is at it's limit for the year, and I hate to see...

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Comparing Interest Rates for Savings Accounts (Continued)

This is a continuation of the last post, as my spreadsheets were to large to properly fit into one post. :)CIBC (They own PC Financial and I have my credit card with them)ScotiabankING Direct

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How To Build A Budget

The best way to keep track of your money and make sure you're saving your money properly is to build a budget. You can write it out on a piece of paper or make a spreadsheet in Excel. I'll help take...

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My Favourite TV Show

Before I go on with this post I wanted to point out a few updates and changes I made to the blog yesterday.  I was fooling around with the gadgets and added a blog counter, top 5 articles, and a list...

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Managing Your Groceries Better

A big problem for most people spending too much money is food!  Eating out alone is a huge expense, when after dinner and drinks and tip you're out almost $50 for one meal.  But aside from that, people...

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Do You Have A Back-Up Plan?

If you've already finished school and working in your career of choice, then you probably don't need a back-up plan.  Well, Always know other places to loo in the same line of work, but for those of us...

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Weekly Work Recap

I always keep track of my hours in a day planner, both to give me an idea of whether or not I'm working enough each pay period and to verify that my hours were entered correctly on my paychecks.  I...

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October Budget Review

Finally get to post my first monthly budget review.  I wish I had been able to post September's, as it was much more impressive.  This month we went over budget in almost all of our variable spending....

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November 1st Net Worth

Since I first got accepted into the fashion design program in Vancouver in Sept 2010, I started tracking our net worth.  We needed a lot of money, between my tuition, the cost of moving, and wanting to...

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The Dollar Challenge: Where I Spend My Dollar

(I know, the formatting is all off, blogger keeps glitching, just bear with me)I have decided to participate in The Dollar Challenge organized by 20s Finance.  Personal Finance bloggers are invited to...

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Weekly Work Recap (Oct. 31 - Nov. 6)

This week was okay, I was scheduled 6 shifts and picked up a shift on the day I was off.  I was excited when my manager told me last week he scheduled for for 6 days, until he added 'they're not long...

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Mini Update

So I haven't posted much lately due to busyness and lack of inspiration. I'm still here though!  I've almost finished the work for my financial accounting class so I can schedule an early exam, as it's...

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Weekly Work Recap (Nov. 7 - Nov. 13)

Shifts are officially sucking at work, but I only have 2 weeks left.MondayScheduled: 5:00 LateWorked: 4:30 - 9:40  5.17 hoursTuesdayScheduled: Day OffWednesdayScheduled: 5:00 LateWorked: 4:50 - 10:10...

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Weekly Work Recap (Nov. 14 - Nov. 20)

This week was exhausting!  Including last SUnday I worked 6 Late shifts in a row, not necessarily long shifts, just a lot of work involved.  Then my 7th shift in a row was just a dinner shift but we...

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Weekly Work Recap (Nov. 21 - Nov. 27)

So I am officially on maternity leave now.  Just waiting for my record of employment to come in so I can actually apply for my mat leave paycheck.  Last week was my last week at work at being so, as...

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Welcome To The World, Willow!

It's a little late but I would like to announce the arrival of my very healthy and beautiful baby girl!  Willow Elizabeth is finally here and doing very well.  Of course, this is why I have not posted...

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November Budget Review

A solid month late but better late than never I guess.Very surprised that we set any money aside at all after all the extra spending going on with Christmas AND a baby on the way.Hydro - Unfortunately...

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December 1st Net Worth

Our net worth is not increasing like it used to, but that was to be expected.  The green column is the status of the accounts and the numbers to the right of the green columns are how much those...

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December Budget Review

Another expensive month, unfortunately this time we didn't have much income.  I STILL don't have my maternity leave.  We both received our vacation pays which were equivalent to our average paychecks,...

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January 1st Net Worth

Very bummed to see such a big red number.  I expected to lose money this month since it was Christmas and our first month with the baby, however I was not expecting to have so much trouble getting a...

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